Mortgage
buydown offer.

How the temporary buydown works

The seller funds a temporary mortgage buydown at closing. For the first 24 monthly payments, the buydown subsidizes your principal-and-interest payment using a payment calculation one percentage point below your loan’s full note rate, subject to your lender’s approval and seller-contribution limits. Beginning with payment 25, your full scheduled principal-and-interest payment applies for the remaining loan term.

The buydown does not change your loan’s note rate, principal amount, or term. Your actual rate, APR, and payments depend on your lender, loan program, credit, down payment, and market conditions when your rate is locked. Taxes, insurance, and other amounts are separate from the principal-and-interest buydown.

Eligible homes and dates

• 211 Green Street, Pittsburgh, PA 15221 — The Jessica
• 558 Mifflin Avenue, Pittsburgh, PA 15221 — The Marisol

The buyer and seller must both sign an agreement of sale between November 21, 2026 and January 14, 2027. Eligibility is determined by the date the agreement is fully signed. Closing does not need to occur within that period.

Your lender. Your choice.

You may use any lender. We do not require or prefer a lender, mortgage broker, or title company. Your lender must offer a temporary buydown for your loan program and approve the seller’s contribution.

The buydown counts toward your loan program’s seller-contribution limits. Lenders generally qualify borrowers at the full note rate. M Street Development Group is not a lender and does not make credit decisions. This offer is not a commitment to lend.

How the buydown is paid

The dollar value of the buydown is set when the agreement of sale is signed, based on the final contract price, and is written into the agreement. The seller pays it at closing as a credit funding the lender’s buydown account. It is not paid to the buyer in cash.

If the lender permits less than the total buydown and other agreed credits, the buydown is reduced to the amount the lender allows. No cash, additional credit, or price reduction is provided for the difference.

Agreement of sale and other conditions

• The offer is available only as written in a signed agreement of sale. If these terms differ from the agreement, the agreement controls.
• One buydown per home. The offer has no cash value and cannot be transferred.
• The offer may be changed or withdrawn before an agreement of sale is signed. Signed agreements are not affected.
• The offer is void where prohibited by law.

Contact M Street about cash purchases, loans that do not allow a temporary buydown, or combining this promotion with other incentives. This page does not promise an alternative incentive or a combination of offers. Confirm the applicable terms and legal selling entity in your agreement of sale.

Equal Housing Opportunity. We welcome every buyer and renter and support equal access to housing.